When This Policy Applies
This policy explains how assamteer handles the details you share when you create an account, send a payment, or ask for help. We may store your name, contact route, device data, login history, and payment references linked to UPI, Paytm, or PhonePe where those rails are
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used. We use those records to run the account, stop misuse, settle disputes, and meet legal duties. If local law permits access from India, the same rules apply; where the law differs, the stricter rule controls. We do not ask for more than we need, and
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we do not keep records forever. You can check the chips below for the payment routes we name here, and our contact paths for change requests sit in the next section.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.